BUYING A NEW HOME MAY NOT BE SO FAR OUT OF REACH...

Downsize? Relocate? Upsize?

 

Seniors can increase their purchasing power, live in a newer home with more amenities in an area they choose, and not have a mandatory mortgage payment

(property tax and insurance payments are required.)

BECAUSE YOU WANT A HOME THAT

SUITS YOUR STAGE OF LIFE.

BECAUSE YOU WANT TO AGE IN PLACE.

BECAUSE YOUR HOME MATTERS.

But market fluctuations, financing restrictions and available homes for purchase make finding a new home daunting.

The uncertainty of retirement cash-flow leaves many people worried, anxious, and stressed. 

There is a way to buy a new home AND protect the asset against market downturns. But hardly anyone knows about it. 

We hope to change this.

We believe homeowners should have a home and financing that suit them in retirement.

 

A Home Equity Conversion Mortgage (HECM) is insured by FHA and can help retirees protect their most valuable asset. 

Kevin A. Guttman is a HECM Vice President with a passion for helping senior homeowners in retirement find their ideal

home financing options.

Professional Endorsements

“Kevin Guttman and his team are very knowledgeable and helpful with every aspect of the loan process. Kevin is professional, courteous and always available to answer questions and provide guidance. He is a top notch adviser who takes the stress out of home finance. I refer him and his staff with no hesitation and great confidence!”

—  Angela Jones, Attorney

Real Customers

How It Works

First, we get acquainted. This is a no-obligation, complimentary, informational meeting. Nothing bought, nothing sold. The goal is to discover if this is the right product at the right time for your situation.

Next, we work with you to collect and submit documentation. All borrowers must complete required third-party counseling.

You will be notified of any conditions and we will guide you through the entire process.

We'll take care of all the processing, compliance and underwriting for you. 

Last, we close on the loan. You get the proceeds and are able to use* them how you see fit.

*the only restriction is that you may not purchase an annuity. 

What would you do if you did not have a mortgage payment? 

With the Senior Flex Loan, buy a new home and
have no mortgage payment
(property tax and insurance payments are required.)

Travel

Where is your dream destination? 

Get out of Debt

Would you sleep better without any debt? 

Help the kids and grandkids

Or support your favorite church or charity.

Quiz: Do You Qualify?

We Promise

  • When you call, you will work with and talk to the same person each time.

  • We listen first, understand your needs. We have a no-pressure policy.

  • You will get regular updates so you're informed and not left in the dark.

  • We will respond to your call, text or email the same day.

  • We educate and present options in a way that's easy to understand. No confusing industry terms. 

  • We have a no stupid questions policy. Ask away! We are here to help you understand.

"

As senior citizens, buying a new home these days is a difficult and arduous task.

So, when we decided to downsize, and buy a buy a home that met more of our physical needs, we turned to Kevin Guttman  to guide us through this process.

 

Kevin’s listening skills and guidance helped us deal with our concerns as we have never had a reverse mortgage before. We were pleased to learn you can purchase and finance a home with a reverse mortgage.

 

Kevin’s knowledge of the mortgage industry, his sincerity and values, coupled with his patience, kept us on course and helped us reach our goal of closing on time with our new home.

 

It is without reservation that we recommend Kevin Guttman to you for your mortgage needs.  

-EC,  Homeowner

Let's chat. Ask all your questions and we will work together to determine if this is the right option for you.  

Free eBook Download

Free eBook - The Hidden Secret to a More Comfortable Retirement, download now!
 

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We promise to protect your information and never send spam. 

CONTACT
HOURS

Phone: (719) 302-5820

Toll-Free: (877) 251-9709

Email:  kguttman@ENBColorado.com

NMLS #384936

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DISCLAIMER: The information contained on this website are the views of Kevin A. Guttman, and do not necessarily reflect the views of Evergreen National Bank. The information contained in this website is for general information purposes only. It is believed to be reliable, but Evergreen National Bank does not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described, as well as, associated fees, charges and interest rates may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will Evergreen National Bank be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever.

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