HOW DO YOU WANT
TO SPEND YOUR
GOLDEN YEARS?
Traveling? Giving Back? In Good Health?
Living Close to Family?
Most people have no idea they can generate cash-flow in retirement by accessing
equity they already own.
Join the 1 million people who have cracked the code on retirement cash flow.
The limitation of living on a fixed income leaves many people worried, anxious, and stressed.
Savvy home owners use this specialized loan to utilize & protect their largest asset.
We believe homeowners who qualify should have access to use their equity as cash-flow tax-free in retirement.
A Home Equity Conversion Mortgage (HECM) is insured by FHA and can help retirees utilize their home equity, a previously non-liquid asset.
Kevin A. Guttman is a Senior Loan Specialist with a passion for helping senior homeowners maximize their cash-flow in retirement.
Real Customers
Professional Endorsements
The Simple Process
1) Get Acquainted
This is a no-obligation, complimentary, informational meeting. Nothing bought, nothing sold. The goal is to discover if this is the right product at the right time for your situation.
3) Underwriting & Processing
From application to closing, it is a 30-45 day process, depending on the appraisal. We'll take care of all the processing, compliance and underwriting for you.
2) Counseling
All borrowers must complete required third-party counseling. We work together to collect all the necessary documentation.
4) Closing
Last, we close on the loan. You receive the proceeds and are able to use* them how you see fit.
*the only restriction is that you may not purchase an annuity.
3 Ways to Access Equity Tax-Free
For years, you've been paying on your house.
Now, your house will pay you.
Lump
Sum
receive proceeds one time
Monthly
Payments
monthly proceeds
Line of
Credit
grows between 5-6% a year guaranteed compound interest
Quiz: Do You Qualify?
We Promise
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When you call, you will work with and talk to the same person each time.
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We listen first, understand your needs. We have a no-pressure policy.
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You will get regular updates so you're informed and not left in the dark.
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We will respond to your call, text or email the same day.
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We educate and present options in a way that's easy to understand. No confusing industry terms.
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We have a no stupid questions policy. Ask away! We're here to help you understand.
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