Since 2004, Kevin has been helping people with home financing. He believes the only way to do business in the mortgage industry is to be honest and upfront. He and his wife live in Colorado Springs, they have five children and two grandchildren. 

Track Record


of Kevin's loans close early

or on time


of loans close, compared to the industry at 61%


of clients are repeat or referrals

Best-Selling Author

Kevin literally wrote the book on helping seniors make the most of their retirement cash-flow. 

Kevin is passionate about educating seniors about the HECM program.

"The HECM program is the best kept secret and not nearly enough people know about it. Education is the first step. It can help so many seniors to live their best years in retirement." - Kevin A. Guttman

Community Involvement

Kevin volunteers and serves with his local church in Colorado Springs. He serves on the board of the European Christian Mission International and helps to bring the message of hope and peace to the nations. 

Kevin also officiates football and basketball at the local junior high and high schools. 

In the fall, Kevin volunteers with Junior Achievement educating school children about personal finance and investing in the stock market. 

Five-Star Reviews ✰✰✰✰✰


Kevin is the person you want working for you during your loan process. He is thorough and knowledgeable and honest. We have been using Kevin for years and would recommend him to anyone! Look no further when it comes to selecting a home loan specialist.


-Chris H.


Kevin is professional, courteous and always available to answer questions and provide guidance. He is top notch adviser who takes the stress out of home finance. I refer him and his staff with no hesitation and great confidence!

-Angela J.


Kevin is a true professional and the local expert in HECM mortgages. He is a man of true character and has a wealth of knowledge in the lending field that helps so many. I highly recommend working with Kevin. You won't be disappointed.

-Steve G. 

kevin guttman reverse mortgage specialis

From Kevin

Home financing is a huge decision and not one that you have to think about very often. That's why it matters who you trust to help you navigate the regulations, products and process.


It is my goal to inform and educate to empower you to make a good decision, not to talk you into something.

My clients refer me and keep coming back to work with me because I work hard for them and help them understand their options so they can make good decisions. 

Professional Philosophy

"I treat others how I want to be treated, I believe in a client-first mindset. If you're doing the right thing, everything else will follow. Integrity is paramount. 

return voicemails, emails, and texts the same day. And I communicate with client/partners on a regular basis so no one is left in the dark."




Phone Toll-Free: (833) 693-7848

Email:  help@seniorflexloan.com

NMLS #384936

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DISCLAIMER: The information contained on this website are the views of Kevin A. Guttman, and do not necessarily reflect the views of Evergreen National Bank. The information contained in this website is for general information purposes only. It is believed to be reliable, but Evergreen National Bank does not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described, as well as, associated fees, charges and interest rates may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will Evergreen National Bank be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever.

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