HELP YOUR CLIENTS EARN NON-TAXABLE PROCEEDS
Discover an underutilized asset
Many people do not know they can utilize their home equity to broaden their portfolio and increase retirement cash flow.
And that's a shame.
Seniors may look to invest, remodel or eliminate debt, but do not know they can do so with equity they already own.
Studies show that seniors are worried about outliving their money in retirement.
It’s frustrating for financial planners and advisers who are looking to help clients without overextending their incomes.
We believe financial planners and advisers should know about an underutilized program because so many people are already qualified.
A Home Equity Conversion Mortgage (HECM) is insured by FHA and helps retirees convert their non-liquid equity into non-taxable proceeds.
Kevin A. Guttman is a Certified Reverse Mortgage Specialist with a passion for helping homeowners in retirement age in place.
Working with Kevin
Here's How It Works
First, we determine what sort of financing options are available to your client. This is an informational, no-obligation meeting with the client.
Once we know what the client qualifies for, you do what you do best: help them effectively utilize their assets for maximum benefit.
We work directly with the client to collect necessary documentation.
We handle of all the processing, compliance and underwriting.
You will be informed throughout the process.
Last, we close on the loan. The client receives the proceeds* and works with you to invest wisely.
*the only exception is that they cannot purchase an annuity.
When you call, we call back same day.
We listen first, to understand your client's needs.
We can meet in your office, the client's home, or whatever is convenient.
You are invited to sit in on the meetings.
We educate and present options in a way that is easy to understand. No confusing industry terms.
We are here to help you and your client understand their financing options.