Discover an underutilized asset


Many people do not know they can utilize their home equity to broaden their portfolio and increase retirement cash flow.

And that's a shame.

Seniors may look to invest, remodel or eliminate debt, but do not know they can do so with equity they already own.

Studies show that seniors are worried about outliving their money in retirement.

It’s frustrating for financial planners and advisers who are looking to help clients without overextending their incomes.

“Those with retired clients have a huge opportunity to help them receive non-taxable proceeds.

It could be a business boost for you and life changing for your clients.” 

-Kevin A. Guttman

We believe financial planners and advisers should know about an underutilized program because so many people are already qualified.

A Home Equity Conversion Mortgage (HECM) is insured by FHA and helps retirees convert their non-liquid equity into non-taxable proceeds.

Kevin A. Guttman is a Certified Reverse Mortgage Specialist with a passion for helping homeowners in retirement age in place. 


 Because everyday 10,000 people turn 62.

Because you can help more people and earn more income by serving seniors. 

Because you can help ensure they won't outlive their money.  

Working with Kevin

“Kevin Guttman and his team are very knowledgeable and helpful with every aspect of the loan process. Kevin is professional, courteous and always available to answer questions and provide guidance. He is a top notch adviser who takes the stress out of home finance. I refer him and his staff with no hesitation and great confidence!”

—  Angela Jones, Attorney

Here's How It Works

First, we determine what sort of financing options are available to your client. This is an informational, no-obligation meeting with the client.

Once we know what the client qualifies for, you do what you do best: help them effectively utilize their assets for maximum benefit. 

We work directly with the client to collect necessary documentation. 

We handle of all the processing, compliance and underwriting. 

You will be informed throughout the process.

Last, we close on the loan. The client receives the proceeds* and works with you to invest wisely.

*the only exception is that they cannot purchase an annuity. 


For the right client, a HECM

can be a game-changer!

We Promise

  • When you call, we call back same day.

  • We listen first, to understand your client's needs. 

  • We can meet in your office, the client's home, or whatever is convenient. 

  • You are invited to sit in on the meetings. 

  • We educate and present options in a way that is easy to understand. No confusing industry terms. 

  • We are here to help you and your client understand their financing options.

Let's chat. Ask all your questions and determine if this is a way you can grow your business.

Kevin A. Guttman

Phone Toll-Free: (833) 693-7848


NMLS# 384936

CO Lic# 100022215

C2 NMLS#135622


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The services referred to herein are not available to persons located outside the state of Colorado.

DISCLAIMER: This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is registered with the Colorado Division of Real Estate, NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of Colorado.

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