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Eliminate Mortgage Payment
Many seniors have one major asset in retirement, their home; often it is being underutilized as a financial tool.
And that's a shame.
It Matters...
BECAUSE THEY WANT TO SPEND THEIR GOLDEN YEARS TRAVELING, GIVING BACK, OR CLOSE TO FAMILY.
BECAUSE THEY WORKED HARD TO GET THIS FAR.
BECAUSE THEY ARE WORRIED ABOUT OUTLIVING THEIR MONEY.
But inflation, unexpected expenses,
and market downturns put pressure on
fixed incomes.
The limitation of living on a fixed income leaves many people worried, anxious, and stressed.
They are house rich, but cash poor. And the solution is right in front of them, but they are not utilizing it. We are out to change this.
Senior homeowners who utilize their largest asset in retirement are able to age in place and enjoy their
golden years.
A Home Equity Conversion Mortgage (HECM) is insured by FHA and can help retirees utilize their home equity, a previously non-liquid asset.
Kevin A. Guttman is a Senior Loan Specialist with a passion for helping senior homeowners increase their cash-flow in retirement.
Professional Endorsements
Real Customers
Angela and Alex
Here's How It Works
First, we get acquainted. This is a no-obligation, complimentary, informational meeting. Nothing bought, nothing sold. The goal is to determine if this would work for your parents.
Next, we work with them to collect and submit documentation. We are patient and understanding.
We stay in contact and keep everyone informed of any conditions. We will guide them through the entire process.
From application to closing, it is a 30-45 day process, depending on the appraisal. We take care of all the processing, compliance and underwriting making it as
stress-free as possible.
Last, we close on the loan. The proceeds are available for use.*
*the only restriction is that you may not purchase an annuity.
